It was not long ago that people only began thinking of their retirement as they drew closer to it. Now that we experience everything in a fast pace, and retirement too comes faster than we think, today’s youth is strongly advised to start thinking of their retirement from their twenties. Here are 4 tips that can change your retirement for the better.
1. Invest on a home today
Having a permanent home is a must for the retirement. Unlike in your youth, you will be less inclined to be globe hopping and living life out of a backpack as you grow older. Stability, especially when it’s in regards to your home, is very important. Start saving up for a home from today. If you have just left college, and are on the look out for jobs, don’t use your savings or your earnings to buy a home right now. Wait instead until you are ready to settle on a job; so that you know for sure this is where you want to base your home.
2. Property for the future is always a good idea
Are you planning on moving homes any time time soon? Perhaps it’s to be closer to work, or perhaps it’s not in a convenient distance for your children’s education. If you are, and if it’s possible, try and hold on to the property if it’s in a good location. Use the home as a holiday home, or a holiday let to earn extra cash. You can do the same with office rental Hong Kong central. Commercial real estate is also a great thing to invest on, to make your retirement more comfortable.
3. Pay attention to your health today
We know that not everyone is financially ready to start saving up for the future. But even if you can’t save for your future home right now, and even if you don’t have enough to spare on commercial lease today, there’s still one valuable thing you can invest on; and that is your health. Good health is one simple way to ensure that your retirement is better and even fun. Eat healthy, keep yourself hydrated, get sufficient sleep and exercise regularly…and things will work out eventually.
4. Eat all, see all, create memories today
Our life on earth is far too short to die with regrets. And since one of the biggest issues that makes retirement uncomfortable for us is regrets, it’s vital that you learn to live a life without regrets. Take time out today to follow your dreams, to discover yourself, to try new things. Eat healthy, but eat well; something you might not be able to do in the years to come. Fill up on memories rather than wishes. This alone is sufficient to lighten your load in your retirement period…